Blog
Frederica Focus
Ideas, insights, and planning wisdom — straight from the Frederica team. What’s on our mind? Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a famous cookie recipe, a movie review (especially Star Wars related), or some other surprise. So keep checking in. We’re glad to have you reading along.
How a Forgotten Subscription beat a Financial Advisor
I Forgot to Cancel It (And Paid for it Anyway)This is not something I am particularly proud of. I meant to cancel YouTube TV as soon as college football season ended.
Read More
Market Timing is Easy in the Rear View Mirror
Market timing sounds smart...right up until you try to do it.Here is why. It requires two decisions that almost nobody can consistently get right. Identifying the top and selling. Recognizing the bottom and buying. Impossible.For 30...
Read More
10 Questions Wealthy Families Ask
Most wealthy families are making at least one six-figure mistake… and they don’t even know it.
Read More
Are you Ready to Be hit by the Proverbial Bus
If something happened to you tomorrow, your financial life gets handed off to the people closest to you. Often with zero instructions. Accounts are scattered, passwords are unclear, and important documents are nowhere to be found.
Read More
Frederica Focus | Markets Dizzied by Data
Another volatile week unfolded as rapid developments in the Middle East and public comments from leaders on the conflict see-sawed markets, leaving investors struggling to keep up with updates.
Read MoreShow All
The 401k Rule Change Nobody Asked For
I hope that the title got your attention. Starting in 2026, if you are over the age of 50 and made more than $150k in the previous year, your 401k catch up contributions MUST BE ROTH.
Read More
Frederica Focus | Supreme Court Rules Against White House Tariffs
Stocks ended a choppy four-session run in the green, with tech-led momentum earlier in the week prevailing over news of a slowing economy, sticky inflation, and geopolitical tensions.
Read More
Frederica Focus | AI Impact Concerns Grow on Wall Street
Is anyone watching the Olympics? Every four years the Olympics remind us of something very simple: the best results come from preparation long before the moment arrives. Nobody wins gold by "winging it."
Read More
Frederica Focus | Roller Coaster Week Leads Dow to Milestone
The whole team enjoyed attending Kestra's ASCEND conference last week. We were treated to Texas hospitality and more brisket than I could eat.
Read MoreAI and the New Face of Fraud: How to Protect Your Identity and Finances in 2026
Artificial intelligence (AI) may be the most revolutionary technology of our time, with industries scrambling to embrace its possibilities. AI’s early influence seems similar to the positive disruptions brought about by past...
Read More
Frederica Focus | Markets Await Q4 Reports
Can you believe that it is almost February? We barely got to calm our animals down from the January fireworks and we are already gearing up for 1099 season.
Read More
Frederica Focus | Powell Keeps Cool in the Hot Seat
As we move through January, this is your weekly reminder to get your estate planning done ASAP. It is usually easier than you think but starts with a conversation. If we haven't talked about yours, please contact me!
Read More
Frederica Focus | Santa Brings Joy for the DOW
I hope that everyone's 2026 is getting on well. It's hard to believe this year is already 2 weeks old. Mason was kind enough to remind me that we are closer to 2050 than 2000. Let that sink in.
Read More2025 in Review and What You Should Know
As we begin a new year and consider the opportunities ahead, reflecting on the past year helps put today’s financial landscape into perspective and informs the strategies that can move us closer to our goals. 2025 was a year marked by...
Read More
Frederica Focus | Santa Rally Stalled on the Runway
Yes, I know last year was technically the beginning of the new year, but this is the first Monday. You can't start diets or resolutions on a Thursday or Friday. There are laws about that.Speaking of New Year's Resolutions...
Read More
Frederica Focus - AI Stock Sleigh Delivers
We hope that everyone had a great Christmas and holiday season. I don't know about you, but I am ready to see what 2026 has in store.
Read More
Frederica Focus, December 22, 2025
Merry Christmas and Happy Hanukkah! We are winding down the shopping days at the McNeese house. I am awaiting one more big haul from Amazon and then it's time to wrap! (Mandy is done already, of course.)
Read MoreGoal Setting That Sticks: Simple Ways to Turn January Motivation into Lasting Wins
Key Takeaways and Suggestions for Successful Goal Setting Use SMART Goals for Clarity and FocusSet goals that are Specific, Measurable, Achievable, Relevant, and Time-bound. This proven method helps break big ambitions into manageable...
Read More
Frederica Focus - December 15, 2025
I always love this time of year. Christmas music is playing, Amazon deliveries are getting wrapped, and I am thinking about RMDs and tax loss harvesting. Yes, nothing says the holidays like tax efficiency.
Read More
What Happened to the Vanderbilts?
When I think of the name “Vanderbilt,” my mind usually goes to the once-horrible football team in Nashville. Others think of the Biltmore Estate.
Read More
Frederica Focus - December 9, 2025
Did anyone miss me last week?I hope that everyone had a great Thanksgiving. Mandy and I took a needed week off. Considering how well the market did, I am looking into taking a week off every month.
Read MoreYear-End Giving Strategies: Tax-Smart and Impactful
Key Takeaways A third of annual donations: About one-third of all charitable contributions are made in December. Donating before December 31 may offer tax advantages. New rules starting in 2026 (via the OBBB Act) may affect deductions...
Read More
Frederica Focus - November 24, 2025
Good morning and HAPPY THANKSGIVING to you and your family! You may not know this, but Thanksgiving is my favor holiday. Yes, the food is great. Turkey, Ham, broccoli casserole, and Mandy's famous Mac and Cheese.
Read More
Frederica Focus - November 18, 2025
Good morning! I want to thank everyone for the positive words about our new newsletter. We are hoping for it to be more bite sized, yet full of helpful information.
Read More
Money with Murphy - The Popularity of Private Credit: Wall Street’s Latest Trending Asset Class
“When you see one cockroach, there’s probably more,” said JPMorgan CEO Jamie Dimon in an Oct. 14 comment referring to cracks he’s seeing in the banking sector. The, now, infamous cockroach quote sparked important debate about the $1.6...
Read MoreThe True Costs of Caring for Aging Parents
Key Takeaways Caring for aging parents is a growing reality for many Americans. The number of family caregivers in the U.S. has jumped to 63 million, a 45 percent increase over the past decade, making 1 in every 4 Americans a...
Read More
Frederica Focus - November 11, 2025
As we near the near the end of the year, I wanted to thank everyone reading this for your support. Daily our team shows up with one thing in mind, be better than yesterday - for our clients, our families, and our team.
Read More
Credit Card Fraud on the Way Home
Last night on the way home from dinner, I got a text from Capital One: “A charge of hold for $106.78 on November 5, 2025, was placed on your Venture Card (****) ....it was fraud!
Read MoreMoney Talks: How to Use Holiday Gatherings to Start Family Financial Conversations
Key Takeaways Year-end holidays may be a good time to initiate a discussion about financial matters that may impact your family. If you have adult children, you may want to discuss your financial situation, estate strategy, and legal...
Read MoreShould You Pay Off Your Mortgage Early?
Receiving a bonus, inheritance, or an increase in income often prompts a key financial question: Should I use this money to pay off my mortgage, or invest it? At first glance, the answer might seem simple. But in reality, it requires...
Read MoreA 2025 Guide to Protecting Seniors from Fraud
If you’ve found yourself stepping into a more active role in your parents’ financial lives, you’re not alone. Some of us are helping aging parents navigate everything from healthcare decisions to bill payments—and increasingly, we’re...
Read MoreSmart Moves to Consider Before Year-End
The final months of the year can sneak up quickly, and with them come deadlines, decisions, and distractions. Before the holiday season takes over your calendar, fall can be a valuable window to revisit your financial strategy and...
Read More
What Financial Planning Means to Me
I didn’t come from wealth, nor did I use the proverbial “silver spoon” while eating cereal in the morning. But what I had was a family who taught me the value of hard work. That principle became the foundation of my twenties...
Read MoreBreaking Down the One Big Beautiful Bill Act: What You Need to Know
The Tax Cuts and Jobs Act of 2017 (TCJA) included lower federal income tax brackets, bigger standard deductions, and higher gift and estate tax exemptions, among other provisions. The law stipulated that some of those tax breaks would...
Read MoreWhy More Families Are Choosing to Gift Wealth Earlier—and How to Do It
Estate management isn’t just about what happens after you’re gone— it’s also about what you can do now to help manage future estate taxes, transfer wealth strategically, and attempt to create a meaningful impact during your lifetime....
Read MoreWhat You Need to Know About the 2025 Changes to Inherited IRA Rules
The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new requirements may result in IRS penalties. These changes affect people inheriting IRAs and those looking to leave retirement...
Read More
When It Rains...It Pours
With all of this rain lately, I’ve been reminded how sometimes even the best plans need a little flexibility. Rain isn’t all bad. It nourishes, refreshes, and forces us to slow down. Money works the same way.
Read More
Why Earning More Won't Fix Your Money Habits
It’s easy to believe that once you earn more, everything will click into place. The debt will get paid off. The stress will fade. You’ll finally feel “ahead.” But the truth is… More income doesn’t fix broken habits. It amplifies them....
Read MoreBeyond Salary: Understanding Your Total Compensation
Compensation is more than just a number on a paycheck. Whether you're exploring new opportunities, preparing for a promotion, or evaluating your current benefits, it’s important to understand the full value of your total...
Read MoreHow Much Do You Really Know About Stock Market Indexes?
While you may follow the various stock indexes on the nightly business news, how much do you know about their histories, how they work, and why they're important? We pulled together some information and interesting facts about some of...
Read MoreHow Do You Turn Retirement Savings into a Reliable Income Strategy?
You’ve likely spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to retirement accounts along the way. But transitioning from earning a paycheck to relying on your savings can feel...
Read More
I Got Married
Well, I finally got married. 5/31/2025 is a day I will never forget. Eight years came and went, and it was finally time to tie the knot, as they say. I wasn’t nervous, believe it or not, she had already said yes.
Read More“The Four Most Dangerous Words In Investing Are: ‘This Time It’s Different.’” – Sir John Templeton
Despite those who say the conventional wisdom that has guided investor actions over the years is no longer valid in 2025, remember the famous quote from legendary investor Sir John Templeton: "The four most dangerous words in investing...
Read MoreWhat’s the Job Market Look Like for 2025 Graduates?
It’s graduation season—a time of celebration and new beginnings. For families with college seniors, this time can bring both excitement and uncertainty. While some graduates have jobs lined up, many others still are navigating job...
Read MoreIs It Smarter to Buy or Rent a Second Home?
As summer approaches, your thoughts may drift toward escaping your daily routine. Whether your idea of a perfect vacation is sitting on a pristine beach, fishing in a mountain lake, or playing the back nine between pickleball matches,...
Read More
Music and Financial Planning
I was practicing trombone the other day, and a thought occurred to me…being a musician actually makes me a better financial advisor. You may be asking yourself, “Mason, how do financial plans and sheet music relate to each other?”
Read More
How to bake a PIE-R-A: Roth vs Traditional IRA
How to Bake a PIE-R-A: Roth vs Traditional IRA I enjoy baking. I was whipping up one of my famous pound cakes the other day and it hit me: IRAs are like pies.
Read More
How Earning a Black Belt in Jiu-Jitsu Made Me a Better Financial Planner
Getting a black belt in Brazilian Jiu-Jitsu is one of the hardest things I’ve ever done—and I say that as someone who deals with complex financial strategies and unpredictable markets every day.
Read MoreFrom College Acceptances to Affordability: Considerations for Families in the Final Stretch
April is a pivotal time in the college admissions process. After years of preparation, saving, and investing—not to mention the countless hours spent on exam prep, campus visits, and perfecting applications and essays—the finish line...
Read MoreSpring Into Financial Wellness: Actionable Steps for Financial Literacy Month
April isn’t just about filing taxes—it’s also Financial Literacy Month, a perfect opportunity to reflect on your financial habits, expand your knowledge, and take meaningful steps toward improving your financial well-being. Whether...
Read More
My Experience in the University of Georgia Redcoat Band
As a member of this incredible group, I had the privilege of being part of something that represents not just a university, but a legacy of tradition, school spirit, and passion. From the long rehearsals all the way to the Championships.
Read More10 Things You Can Do Now to Help Simplify Your Estate for Your Heirs
One of the greatest gifts you can give your loved ones is a thoughtful estate strategy that outlines your wishes after you are gone. Discussing estate details with your team of professionals is another way to help manage your legacy...
Read More
How to Manage Debt Stress: Tips for Taking Control of Your Finances and Mental Health
Debt can be a heavy burden—financially, emotionally, and mentally. Whether it’s student loans, credit card balances, or mortgages, the weight of owing money can lead to stress, anxiety, and a sense of helplessness.
Read MoreThe Evolving Role of Women in Family Finances
March is Women’s History Month, and according to a recent survey, 49% of women consider themselves to be the chief financial officer of their households, up from 41% in 2021.1 Those numbers are even more impressive when you consider...
Read MoreDon’t Leave Money Behind: Finding Your Missing 401(k)s
You've worked hard throughout your life to build assets to support your retirement. As financial professionals, one of the most critical functions we provide is helping clients determine their retirement income needs and structuring a...
Read MoreTax season brings a new wave of identity theft risks
Tax season brings a new wave of identity theft risks, with criminals ready to exploit your personal data to file fraudulent tax returns in your name. Imagine the shock of discovering that a criminal beat you to filing your...
Read More10 Facts You May Not Know About Social Security
Social Security is often misunderstood or underestimated in retirement strategy. However, as financial professionals, we've seen how it can play a crucial role in our clients' overall financial strategy, regardless of their income...
Read MoreInnovative New Year's Resolutions: Financial and Personal Growth Strategies for 2025
Looks like New Year's resolutions are still going strong in 2025! A recent Pew survey found that about a third of Americans kicked off the year with at least one resolution, and many people actually went for multiple goals. It's...
Read MoreKey Financial Insights from 2024 and Looking Ahead to 2025
As we approach the end of 2024, it's an opportune time to reflect on the year's financial developments and consider what 2025 may bring. We believe in understanding both the past and potential future of our economic landscape, which...
Read More
Brew or Buy? The True Cost of Your Coffee Habit
“Brew or Buy: The True Cost of Your Coffee Habit” Every morning, like clockwork, the caffeine craving hits. Some call it a routine; others call it a mild addiction. You? You call it essential for survival.
Read MoreNavigating Healthcare Costs in Retirement: Life After Employer-Sponsored Health Insurance
As you approach retirement, a critical aspect of your retirement strategy can catch even the most financially savvy individuals off guard: healthcare costs. For decades, you may have enjoyed employer-sponsored health insurance. As...
Read More
Why Didn't They Teach This in School? (Getting a Leg Up on Adulting)
I find it rather concerning that no one really teaches you about adulting in school, like paying bills or managing a budget.
Read MoreA Different Kind of Year-End Review: 10 Steps to Reflect and Recharge
Financial professionals typically have a year-round focus on monetary goals and wealth management strategies. However, we also believe that true financial well-being is intrinsically linked to your overall life satisfaction and...
Read MoreYear-End Giving Strategies: Maximizing Your Impact
America is a generous country. People with diverse backgrounds can unite for a good cause, whether to benefit their local communities or the broader world. As we enter the holiday season, now is a great time to think about your giving...
Read MoreExploring the Financial Impact of Electric Vehicles
As financial professionals, we’ve noticed a trend among our clients: an increasing interest in electric vehicles (EVs). To help address some of your questions, we’ve compiled this high-level guide to provide insights into the...
Read MoreSafeguarding Your Identity: Essential Tips for Financial Security
Statistics show that nearly 33% of Americans have faced some identity theft attempts in their lives, and experts estimate there is a new case of identity theft every 22 seconds. As financial professionals, one of our primary goals is...
Read MoreThe Impact of Elections on the Markets and Tax Policy
The Impact of Elections on the Markets and Tax Policy With Labor Day behind us, we're in the final stretch of the 2024 presidential election race. As we follow the news and parse the most recent polls, some may ask, "How might what...
Read MoreDon’t Be A Victim Of The Retirement Crisis
Don’t Be A Victim Of The Retirement Crisis If you think the United States has a retirement crisis, you are not alone. A recent survey found that 79% of working-age Americans believe the same thing. That percentage is up from 67% in...
Read MoreArtificial Intelligence’s Influence on the Investing Landscape
In 1999, Bill Gates wrote, “How you gather, manage, and use information will determine whether you win or lose.” Companies looking to be successful in the future should heed these words when making decisions about implementing...
Read MorePreparing to Send a Child Off to College? Don't Forget These Important Topics
Sending a child off to college is a major milestone for any family, whether you’re a parent, grandparent, or close friend. It’s an exciting time, filled with anticipation and perhaps a bit of trepidation. There’s so much to do, and...
Read MoreDo You Know About the New Filing Requirements for Small Business Owners?
If you are a small business owner—or plan to be one—you should be aware of a new reporting requirement. The Corporate Transparency Act (CTA), passed in 2021, changed beneficial ownership rules, which is expected to impact 32 million...
Read MoreTen Common Estate Strategy Mistakes You Should Avoid
Legacy preparation can play a key role in any financial strategy. Legacy management lets you consider what happens to everything you’ve accumulated—and may continue to accumulate—throughout your lifetime. But far too often, we’ve seen...
Read MoreFinancial Wedding Tips for a Memorable “I Do”
As we enter the traditional wedding month of June, we wanted to explore the range of expenses that can be related to this special event. The average US wedding costs $35,0001 According to The Knot Real Weddings Study of nearly 10,000...
Read MoreThe Evolving Relationship Between Stocks and Bonds
Sir John Templeton once said, “The four most expensive words in investing are: ‘This time it’s different.'” And normally, we would agree. But the phrase “This time it’s different” may apply to what's happened in financial markets in...
Read MoreHow Much Do You Need To Retire?
A few years ago, there were ads from financial services companies asking, “What’s your number?” The number was the money you needed to retire comfortably. This was an effective way for financial services companies to get people...
Read More
Weekly Market Insights: Investors Anticipate Fed Rate Change
Stocks notched a solid gain last week in a mega-cap, tech-led rally bolstered by positive inflation news.
Read More
Weekly Market Insights: Stocks Rise, Anticipating Rate Cut
Stocks notched a solid gain last week as rate-cut expectations paced the rally as the Q1 earnings season wound down.
Read MoreIdentity Protection Strategies – Are You Doing Enough To Keep Your Information Safe?
There isn’t a week that goes by when you don’t read about some data breach. Safeguarding your personal information starts with understanding cybersecurity risks, knowing what to look for, and doing everything you can to help protect...
Read More
Weekly Market Insights: Volatility, Uncertainty Rule the Week for Markets
Stocks Pop, Drop, Then Rally.
Read More
Weekly Market Insights: Despite Turbulent Week, Stocks Stage Comeback
Stocks staged a choppy comeback last week as investors cheered positive earnings, led by mega-cap tech stocks.
Read More
Weekly Market Insights: Fed and Middle East Conflict Diminish Stocks
Stocks fell for a third straight week, as Fed Chair Powell's mixed but upbeat message could not offset the anxiety caused by the Middle East conflict.
Read MoreCreate a Strategy to Protect Your Wealth with Potential Estate Tax Changes Looming
At the end of 2025, portions of the Tax Cuts and Jobs Act (TCJA) are set to expire. Many changes will come with the sunsetting of many rules, including the possibility that federal estate and gift tax exemption levels will revert to...
Read More
Weekly Market Insights: Stocks Startled By Inflation, Conflict
Stocks fell last week as investors sorted through conflicting inflation reports and assessed geopolitical tensions.
Read More
Weekly Market Insights: Fed Comments Stir the Pot for Stocks
Stocks dropped last week as investors focused on “what's next” for interest rates after mixed comments from multiple Fed officials.
Read MoreGive Your Children the Gift of Financial Literacy
Give your children the gift of financial literacy. They’ll thank you later! As a parent, you are well aware of your responsibility in helping your children grow up happy and healthy. Once they enter their teen years, the pressure can...
Read More
Weekly Market Insights: Stocks Narrowly Higher
Stocks were narrowly higher for the week as investors digested mixed economic news about consumer confidence.
Read MoreInvesting in a Presidential Election Year
As the presidential election race heats up, a common question on investors’ minds is, “How might the looming White House vote impact the markets?” Some may wonder if they should tweak their portfolios or sit tight...
Read More
Weekly Market Insights: Fed Talk Boosts Stocks
Stocks posted their best week of the year, sparked by news that the dovish Fed decided to keep rates steady and signaled three rate cuts were still possible this year.
Read More
Weekly Market Insights: Second Week of Stock Retreat
Stocks fell for the second straight week on inflation concerns despite a report on consumer prices that was initially well received by investors.
Read MoreSECURE Act 2.0 Includes New Provision On Special Needs Trusts
Experts estimate there are more than 44 million people with disabilities in the U.S., representing 13.4% of the population.1 Many parents of children with disabilities choose to establish a special needs trust. This can help provide...
Read More
Weekly Market Insights: Markets Take a Breather After Mixed Week
Stocks were down for the week as investors appeared to take some profits and traders parsed Fed Chair Jerome Powell’s Congressional testimony.
Read More
Weekly Market Insights: Stocks Hit New Highs on AI's Promise
Stocks vaulted to new heights last week on the back of an artificial intelligence (AI) semiconductor company, marking investors’ belief that AI has the potential to transform the U.S. economy.
Read More
Weekly Market Insights: Market Retreats on Inflation, Economic Reports.
Stocks fell last week as investors reacted to disappointing inflation updates and other economic reports that fell short of estimates.
Read MoreThe Psychology of Love and Money
Money can be a touchy subject, especially regarding our closest relationships. Whether we like it or not, finance plays an integral role in our partnerships, families, and friendships. So, how can we foster healthy attitudes and...
Read More
Weekly Market Insights: S&P Hits Record High
The stock market experienced solid gains last week, concluding the trading week on a positive note...
Read MoreRules and Regulation Changes That Could Impact Your Finances in 2024
In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in retirement regulations define 2024, and we’re committed to keeping...
Read More
Weekly Market Insights: Excitement Around Big Tech Continues
Stocks continued their upward climb last week as excitement around big tech continued; positive economic reports stoked investors’ belief that the Federal Reserve has pulled off a soft landing.
Read MoreThe Big Game Indicator and Other Unusual Economic Theories
It’s a fun time of year for football fans. The NFL playoffs are starting, and the Big Game is just around the corner. While football fans will tune in for the matchups, commercials, and Usher’s Big Game halftime show, you...
Read More
Weekly Market Insights: Big Win For Big Tech
Stocks finished higher last week, with big tech again leading amid lingering uncertainty over how continued economic strength would influence the Fed’s rate decision.
Read More
Weekly Market Insights: Investors Begin to See the Light in Upbeat Week.
Stocks pushed higher last week, led by big tech names and boosted by December inflation reports that were mixed but positive enough to shore up investor confidence in Fed rate cuts this year.
Read MoreMajor Tax Changes Looming: Are You Ready?
With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025. Although some of the provisions within the TCJA are...
Read More
Weekly Market Insights: Investors Enter 2024 in Doubtful Mood
Stocks retreated in the first trading week of 2024, struggling a bit after a celebratory end to last year as investors second-guessed Fed signals and fretted over lingering inflation concerns.
Read More
Weekly Market Insights: S&P Ends 2023 Up 26%
Stocks posted a slight gain last week amid a shortage of news and light holiday trading.
Read More
Weekly Market Insights: Investors Boost Stocks Ahead of Holiday Week
Investor optimism and fears of missing out on future gains propelled stocks higher in the last full week of trading before year-end.
Read MoreWhat to Know When Your Child Turns 18
Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a...
Read More
Weekly Market Insights: Stocks Spark Late Week Rally
A late-week, two-day rally left stocks higher, adding to November’s gains as the last month of trading for 2023 began.
Read More2023 Recap and 2024 Outlook: Key Events and What May Be in Store
As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...
Read More
Weekly Market Insights: Stocks Rise as Bond Yields Fall
A Friday rally turned an otherwise mixed week for stocks into a solid performance.
Read More
Weekly Market Insights: Short Week Strong for Stocks
Investor enthusiasm for stocks remained strong last week, buoyed by declining bond yields in a holiday-abbreviated trading week.
Read More
Weekly Market Insights: November Rally Continues
Stocks extended their November rally last week as investors cheered lower-than-forecast inflation data.
Read More
Weekly Market Insights: Stocks Rally Friday; Powell Cautious On Progress
A powerful Friday rally left stocks higher last week, extending the market’s early November gains.
Read More10 Financial Missteps to Avoid During a Divorce
Divorce is one of the most stressful life events. Even the most amicable splits can be complicated and emotionally draining. We likely all know couples who have gone through divorce, and it can be a trying time for everyone involved....
Read MorePreparing for the Tax Cuts and Jobs Act Sunset at the End of 2025
While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...
Read More
Weekly Market Insights: Stocks Retreat on Cautious Earnings Reports
Weekly Market Insights for October 30, 2023
Read More10 Ideas for a Virtual Holiday Party
Many of us have adapted to a world with remote team members and back-to-back Zoom calls with customers spread across the country, which certainly has its benefits. Nevertheless, one drawback is the difficulty of getting together in...
Read More
Weekly Market Insights: Stocks Retreat Despite Solid Earnings
Rising bond yields and uncertainty over whether this was the close of the Fed’s rate-hike cycle dragged markets lower last week despite solid corporate earnings results. The Dow Jones Industrial Average sank 1.61%, while the...
Read MoreThe Impact of SECURE 2.0 in 2024 and Beyond
SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...
Read More
Weekly Market Insights: Markets React to Turmoil in Middle East, Inflation Concerns.
Stocks ended mixed last week amid the outbreak of hostilities in the Middle East and higher-than-expected inflation data. The Dow Jones Industrial Average gained 0.20%, while the Standard & Poor’s 500 rose 0.45%. But the Nasdaq...
Read MoreTechnology Guide for Dementia Patients and Their Caregivers
If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....
Read More
Weekly Market Insights: Stocks Rally After Strong Jobs Report
A Friday rally overcame a shaky week, sending stocks mostly higher.
Read MoreA Year-End Financial Checklist
Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...
Read More
Weekly Market Insights: Bond Yields Rise; Government Shutdown Looms
Rising bond yields and government shutdown fears left stocks in mostly negative territory for the week. The Dow Jones Industrial Average lost 1.34%, while the Standard & Poor’s 500 slipped 0.74%. The Nasdaq Composite index was...
Read More
Weekly Market Insights: Stocks End Summer with Gloomy News
Rising bond yields and fears of a government shutdown hammered stocks last week, with technology shares bearing the brunt of the retreat. The Dow Jones Industrial Average lost 1.89%, while the Standard & Poor’s 500 dropped 2.93%...
Read MoreAI's Role in Shaping Our Tomorrow: A Look Ahead
While artificial intelligence (AI) is making headlines today, the concept of "thinking machines" can be traced back to ancient philosophers and mathematicians. The phrase artificial intelligence was first used in the mid-20th century,...
Read More
Weekly Market Insights: Stocks Stand Still, Awaiting Fed
Stocks ended the week roughly where they began as investors digested a mixed set of new economic data. The Dow Jones Industrial Average gained 0.12%, while the Standard & Poor’s 500 slipped 0.16%. The Nasdaq Composite index fell...
Read MoreTop 10 Questions High Net Worth Individuals Ask About Social Security
Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...
Read More
Weekly Market Insights: Will the Fed Raise Interest Rates?
Concerns that the Fed may raise interest rates soured investor sentiment, sending stocks lower in a holiday-shortened trading week. The Dow Jones Industrial Average slipped 0.75%, while the Standard & Poor’s 500 declined 1.29%....
Read More
Weekly Market Insights: September Stocks Open In Positive Territory
Falling bond yields–spurred by weak economic data–helped lift stocks to weekly gains. The Dow Jones Industrial Average advanced 1.43%, while the Standard & Poor’s 500 gained 2.50%. The Nasdaq Composite index...
Read More
Weekly Market Insights: Economy Continues Upward Trend
Stocks posted gains for the week to close out a stellar month, aided by positive economic data and reports that all major banks had passed the Federal Reserve’s annual stress test.The Dow Jones Industrial Average gained 2.02%,...
Read More
Weekly Market Insights: Debt Deal Relieves Market Worries
Stocks surged higher in the closing days of a holiday-shortened trading week, ignited by a political resolution on raising the debt ceiling and a strong employment report.The Dow Jones Industrial Average rose 2.02%, while the Standard...
Read More
7 Reasons to do Estate Planning
7 Reasons to do Estate Planning Estate planning is a crucial process that involves making decisions about how your assets will be managed, preserved, and distributed after your passing. While it's a topic that many people may not...
Read MoreAre You Prepared for an Estate Tax Sunset?
Did you know the Tax Cuts and Jobs Act is scheduled to sunset in 2026?Here’s what’s at stake if the act is allowed to expire: for wealthy families, the $25.84 million federal estate tax exemption (as of 2023 for a married...
Read More
The Basics of Budgeting: How to Get Started
Budgeting is a fundamental skill that allows individuals and to manage their finances effectively. It provides a roadmap for financial success, allowing you to allocate your income towards essential expenses, savings, and financial goals.
Read More5 Financial Reasons to Get an Annual Pass at Universal Studios Orlando
Read on to learn how you can enhance your theme park experience while keeping your wallet happy.
Read MoreThe Latest Social Security Predictions
Recently, you may have seen reports that the so-called “depletion date” for Social Security was adjusted. This refers to the predicted date when the long-running program will no longer be able to pay full benefits.Barring...
Read MoreBusiness Golf? Maybe Not
This was posted by me on LinkedIn in 2016. Since then, I have gone on to get my brown belt in Brazilian Jiu Jitsu and my black belt in Taekwondo. I firmly believe that discipline and culture of martial arts helps with our...
Read More
Weekly Market Insights: Mixed Message Provokes Volatility
Modest gains in major market indices masked sharp volatility amid the uncertainty arising from mixed messages emanating from public officials and revived banking fears. The Dow Jones Industrial Average gained 1.18%, while the Standard...
Read More
Weekly Market Insights: Markets Cautious After Banking Woes; Awaiting Fed Reaction
Amid the reverberations of two U.S. banks being taken over by regulators and the spread of uncertainty to European banks, stocks trended higher last week on the strength of the technology sector.The Dow Jones Industrial Average was...
Read More
Estate Planning Basics
When people hear “Estate Planning”, they either fall asleep immediately or they say they don’t have an estate to plan. Basically speaking, estate planning is just a process to help you manage and preserve your assets...
Read More
FDIC Insurance, SVB & Signature Bank
When events like Silicon Valley Bank (SVB) and Signature Bank happen, it's natural to wonder how a bank safeguards your funds. Fortunately, the Federal Deposit Insurance Corporation (FDIC) insurance was designed for this very reason:...
Read MoreCelebrating Women Who Tell Our Stories
March is Women's History Month, a time to recognize the remarkable contributions of women throughout history. This year's theme is "Celebrating Women Who Tell Our Stories," We're honored to share a few examples of women who continue to...
Read More
Weekly Market Insights: Bad News Gives Markets a One-Two Punch
Stocks tumbled last week as investors reconsidered their interest rate expectations after Fed Chair Powell’s Congressional testimony that rates may need to go higher. Stocks also were rattled when a west coast bank was placed...
Read More
Don't Watch The Markets Too Closely
One of my favorite Warren Buffett quotes is, “Remember that the stock market is a manic depressive.”What he’s suggesting is that stock prices can sometimes swing wildly from day to day in response to even minor news....
Read More
Inflation Is Trending Lower. Now What?
The December inflation report had some encouraging news. It showed that consumer prices trended lower for the month, but more importantly, it confirmed that overall prices have been trending lower for the past six months.Now the ball...
Read MoreSECURE Act 2.0: An Overview
In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement.The law is called SECURE 2.0, and it's a follow-up to...
Read More3 Shrewd Maneuvers in a Down Market
It’s natural to think “defense” during a bearish market season. But why not mix in some “offense” with your defense? Here are three moves we can discuss together that may be helpful during the current...
Read More
Weekly Market Insights: Stocks Dip on Inflation Report
A higher-than-expected inflation report triggered a sell-off on Friday, leaving stocks in the red for the week.The Dow Jones Industrial Average lost 4.58%, while the Standard & Poor’s 500 dropped 5.05%. The Nasdaq Composite index...
Read More
Weekly Market Insights: Recession Concerns Rising
Recession fears grew last week following weak earnings reports from major retailers, sending stocks lower.The Dow Jones Industrial Average fell 2.90%, while the Standard & Poor’s 500 lost 3.05%. The Nasdaq Composite index dropped...
Read More
Weekly Market Insights: Inflation Takes Center Stage
In a volatile trading week, stocks extended their losses as economic growth and inflation concerns soured investor sentiment.The Dow Jones Industrial Average dropped 2.14%, while the Standard & Poor’s 500 lost 2.41%. The Nasdaq...
Read More
Weekly Market Insights: Tighter Money Policy; Market Drops
With the Fed in focus, the markets experienced wide price swings over the course of last week, as technology companies led the market lower.The Dow Jones Industrial Average slipped 0.24%, while the Standard & Poor’s 500 declined...
Read More