Fee Schedule - What's Included in Your Financial Planning Fee

What's Included in
Your Financial Planning Fee

Frederica Fee Schedule

Financial Planning

$2,500 and up depending on the complexity of your family’s needs.

Asset Management Fees

Our assets under management reflect a tailored, discretionary approach to investing. Every recommendation is made with your unique goals, risk tolerance, and timing in mind. We actively manage liquid assets allowing for flexibility and responsiveness in dynamic markets. Every portfolio is adjusted to align with your broader financial strategy while balancing risk, pursuing growth, and ensuring access when you need it.

*We also consider insurance products like life insurance, long-term care coverage, or annuities. These are usually commission-based, and only recommended when they truly fit your overall financial plan and help manage your risks.

Relationship Size	Annual %
<$1,000,000	1.6%
1-3M	1.25%
3-5M	1.1%
5-10M	.85%
10-20M	.70%
20MM+	Custom Pricing Based on Needs

What’s Included in Your Financial Planning Fee

At Frederica, financial planning isn’t a checklist—it’s a strategic, values-driven process built around your life, your goals, and your legacy.

Clarity on Where You Stand & Where You’re Headed

Define your current financial position and long-term goals
Daily balance sheet tracking net worth and analysis of holdings, liabilities, and cash flow
Assess liquidity and emergency fund readiness
Access your financial plan at any time online and on mobile

Smart Tax & Income Strategies

Tax planning designed to minimize today’s burden and tomorrow’s surprises
Roth conversion insights tailored to your income and timeline
Social Security optimization to help you claim at the right time, for the right reasons
Guidance on retirement accounts like 401(k), 403(b), and TSP—including rebalancing and withdrawal strategy

Investments Aligned with Your Vision & Values

Deep dive into your personal risk tolerance
Custom investment policy development and review
Coordination across taxable and tax-advantaged strategies

Legacy, Impact, & Family Readiness

Estate and legacy planning with documents review
Philanthropic strategy: giving with purpose, not pressure
College funding analysis with an eye toward tax and timing
Family financial education and stewardship—so values transfer with the wealth

Risk Management & Protection

Review of personal insurance coverage and gaps
Integrated plan to help protect what you’ve built

Coordination & Ongoing Optimization

Regular plan reviews and strategic updates as life changes
Seamless coordination with your CPA, attorney, and other professionals