As we near the near the end of the year, I wanted to thank everyone reading this for your support. Daily our team shows up with one thing in mind, be better than yesterday - for our clients, our families, and our team. Helping families grow, protect, and pass on wealth is part of what we do. But it's more than that. While striving to turn financial complexity into clarity and calm, we are here to help you wade through the noise. As such, we are revamping our weekly newsletter. Hopefully, you will get quick tidbits, meaningful content, and perhaps a chuckle here and there. If there is something you would like covered, let us know. Also, we would love to have any contributions to our new sections, FRAME IT and $1,000,000 Question. (Let us know what you think!) Market Recap - A Choppy Week Markets pulled back last week as labor data, weak consumer sentiment, and the government shutdown weighed on confidence.
What Happened
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How Qualified Charitable Distributions Can Help Manage Your Tax Burden*Tip adapted from IRS |
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Fort Frederica - Saint Simons Island We think this is the best way to start our new section, FRAME IT. In here, we will highlight a Picture of the week. And what a better picture than our namesake, Fort Frederica. Fort Frederica, as locals and Georgia History buffs may know, was founded in 1736 by General James Oglethorpe, the same bloke who founded the colony of Georgia. His goal? To create a military buffer between the colonies to the north and Spanish-controlled Florida to the south. St. Simons became (and remains) the front lines in the Georgia-Florida border wars. Picture Credit: Ana Colbert Photography |
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In this section, we want to address common or not-so-common questions that we find worthy to share: "Should I convert my IRA to a Roth IRA?" We get this question a lot! And, well...it depends. The simple answer, convert when the future you is likely to be in a higher tax world than the today you. The better answer, get together with your advisor and your tax professional and have a discussion about the pros and cons. There is no one-size-fits-all answer. |
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"Wealth is the ability to fully experience life" - Thoreau We all get caught up in pulling up our client portal to see what this week's chaos has done to our numbers. Did tariff talk tank my 401k? What really matters to us is designing plans that reflect your life and values. Sure, there will be ups and downs, but we benchmark to what is important to you and your family. Having a plan that allows you to fully experience life is our goal, regardless of the daily dips and peaks. |
Frederica Focus - November 11, 2025
